Ancillary Benefits
Employees have the opportunity to purchase additional insurance coverage to help provide financial protection when unexpected events occur.
Available voluntary insurance benefits include:
· Voluntary Life Insurance
· Voluntary Accidental Death & Dismemberment (AD&D) Insurance
· Long-Term Disability Insurance
· American Fidelity Supplemental Insurance Products
American Fidelity offers additional voluntary benefit options that may include accident. Cancer, critical illness, hospital indemnity, disability income, and life insurance coverage.
Plan availability, costs, coverage amounts, and enrollment requirements vary. Employees should review the applicable plan materials for complete details.
Eligible employees may elect to participate in Flexible Spending Accounts (FSAs), which allow employees to set aside pre-tax dollars for certain eligible expenses.
Health Care Flexible Spending Account
Employees may use pre-tax funds for eligible health care expenses such as qualifying medical, dental, vision, prescription, and other health-related costs.
Dependent Care Flexible Spending Account
Employees may use pre-tax funds for eligible dependent care expenses that allow the employee and spouse, if applicable, to work or attend school.
Employees considering an FSA should carefully review contribution limits, eligible expenses, reimbursement requirements, and applicable plan rules before enrolling.
Employee Assistance & Well-Being
The Employee Assistance Program (EAP) provides employees and their families with access to confidential support and resources for life’s everyday challenges.
Available resources may include counseling, financial consultation, legal assistance, and work-life support.
Whether you are dealing with stress, family concerns, financial questions, or simply need help finding the right resource, the EAP can be a valuable place to start.
Employees have access to enroll in the MetLife Legal Services Plan, which provides assistance with a variety of personal legal matters.
Employees interested in this benefit should review the plan information for covered services, enrollment requirements, costs, and any applicable limitations.
Voluntary pet insurance is available to help employees manage eligible veterinary and pet care expenses.
Coverage, premiums, exclusions, and reimbursement provisions vary. Employees should review the available plan information before enrolling.
Employees also have access to resources through SchoolsFirst Federal Credit Union.
Available services and resources can help employees with financial planning, saving, borrowing, retirement preparation, and other financial needs.
Have questions about your benefits? Human Resources is here to help! Please contact us at (760) 248-6108 ext. 1005 for assistance with benefit eligibility, enrollment, or finding the appropriate benefit resource.